PRIVACY POLICY

Privacy Policy for myneighborhoodloan.com

Last Updated:

June 7, 2025

Introduction and Scope

This privacy notice discloses the privacy practices for the website myneighborhoodloan.com.

This website and the services offered are managed by the Berwyn branch of Neighborhood Loans, located at 6625 W 26th St, Berwyn, IL 60402. The branch is managed by Jorge A. Flores (NMLS #224368).

This notice applies solely to information collected by this website and our branch. It operates in conjunction with the corporate privacy policy of Neighborhood Loans, which can be found at www.neighborhoodloans.com

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This policy will notify you of the following:

• What personally identifiable information is collected from you, how it is used, and with whom it may be shared.
• What choices are available to you regarding the use of your data.
• The security procedures in place to protect your information.
• How you can correct any inaccuracies in the information.

Information We Collect and How It Is Used

We are the sole owners of the information collected on this site. We only have access to information that you voluntarily provide to us. We will not sell or rent this information to anyone.

We collect non-public personal information about you from the following sources:

• Information from you: Data we receive from you on applications or other forms, such as your name, address, Social Security Number, assets, income, and employment history.

• Information about your transactions: Data about your transactions with us, our affiliates, or others, such as your account balance or payment history.

• Information from third parties: Data we receive from consumer reporting agencies (credit bureaus), such as your credit score and credit history.

We will use your information to respond to you regarding the reason you contacted us and to evaluate your mortgage application. Unless you ask us not to, we may also contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Information Sharing

We may disclose the information we collect, as described above, to the following types of third parties as necessary to complete your loan transaction:

• Financial service providers: such as mortgage bankers, securities broker-dealers, investors, and insurance agents.
• Non-financial companies: such as title and escrow companies, appraisal companies, and credit reporting bureaus.
• Others: such as non-profit organizations, and government or regulatory entities as required by law.

We may also disclose information to companies that perform marketing services on our behalf. The information sharing described here is subject to your opt-out right described below.

Your Choices and Opt-Out Rights

You have the right to direct us not to share your non-public personal information with non-affiliated third parties (other than disclosures permitted by law). We do not share personal credit information with non-affiliates for marketing purposes.

If you prefer that we do not disclose this information, you may opt-out by contacting us using the corporate contact information provided in Section 8.

Please note that you may not be able to limit all sharing, such as sharing necessary to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

For joint accounts, an opt-out choice made by one account holder will apply to all individuals on the account.

Mobile and SMS Messaging Policy

Neighborhood Loans is committed to protecting your mobile privacy.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.All the above information sharing categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We take extensive precautions to protect your information. When you submit sensitive information via the website, it is protected both online and offline.

Online: Wherever we collect sensitive information, that information is encrypted and transmitted to us securely. You can verify this by looking for a closed lock icon in your web browser or for "https" at the beginning of the web page address.

Offline: We also protect your information offline. Only employees who need the information to perform a specific job (for example, processing your loan) are granted access to personally identifiable information. The computers and servers in which we store this information are kept in a secure environment.

Correcting Inaccuracies

If you need to correct any inaccuracies in the information we have on file, please contact us directly using the branch contact information below.

Contact Information

If you have questions regarding your loan application, this website, or wish to correct your information, please contact our branch directly:

Neighborhood Loans - Berwyn Branch

Jorge A. Flores, Branch Manager (NMLS #224368)
6625 W 26th St, Berwyn, IL 60402

Office: 708.412.41012

Email: [email protected]

If you feel that we are not abiding by this privacy policy or wish to exercise your opt-out rights, you should contact our corporate compliance department immediately:

Neighborhood Loans - Corporate Compliance

Phone: 800-472-3412

Email: [email protected]